# Twint

> <p><strong>Ownership:</strong> owned by a consortium of Swiss banks (UBS, Credit Suisse legacy, PostFinance, Raiffeisen, etc<br><strong>Pricing:</strong> Free for P2P. Merchant fees 0.5-1.3% depending on volume.<br><strong>Known for:</strong> Swiss mobile payment app launched 2014, .). 5M+ users — over 55% of Switzerland's population. P2P, merchant checkout, parking meters, vending machines. Switzerland's national payment scheme. Why you can pay for a Geneva parking meter from your phone but not from your Visa card.<br><a href="https://www.twint.ch">https://www.twint.ch</a></p>

https://www.twint.ch