# Vipps MobilePay

> <p><strong>Known for:</strong> The Nordic champion. One platform built from Norway's Vipps, Denmark's MobilePay and Finland's Pivo. Dominant for phone-to-phone payments and everyday shopping across Scandinavia and Finland.</p>

Vipps started as a project of DNB in Norway and MobilePay as a project of Danske Bank in Denmark. The two merged in 2022 into a single Nordic company headquartered in Oslo, and Finland's Pivo came in with the deal. Like the other schemes on this list, Vipps MobilePay is bank-owned and regulator-supported infrastructure, not a fintech startup.

https://vippsmobilepay.com/
