# Klarna

> <p><strong>Known for:</strong> Stockholm-based, founded 2005. Invented modern Buy-Now-Pay-Later. 150M+ consumers across 26 countries. Also offers a debit card, Klarna shopping app, banking services. IPO filed 2024. The European BNPL category-creator. The shopping app is genuinely useful — even if you don't BNPL, the price-tracking is excellent.</p>

https://www.klarna.com